University Mazda’s Payment Calculator



Payment Details

Estimated Amount Financed:


New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 1-505-761-1900 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

Car Finance Payment Calculator

Looking to purchase or lease a new vehicle in Albuquerque and make sure you’re staying within budget? Our car finance payment calculator can help you figure out just how much car you really can afford, and then, how much your Mazda payments could be! So, will it be a Mazda3 sedan for you, or can you spring for the Mazda CX-5 you really want? Find out with our finance calculator now! Still have questions as you navigate our site? Contact us anytime!

How to Use Our Mazda Car Payment Calculator

Our car finance payment calculator, aka Mazda payment calculator, is easy to use! All you need to do is input some information into it, and you’ll get a customized car payment estimate! Here’s more information on what you’ll need to enter:

  • Vehicle Price: Considering a certain vehicle? Enter its price in this field of our finance calculator. Or, enter the price you want to pay to see how that compares.
  • Loan Term: The loan term is the loan length — in other words, how many months you will be paying your loan back for.
  • Down Payment: How much money will you be putting down? This lump sum gets subtracted from the amount of money that you borrow, meaning it can significantly reduce your Mazda payments.
  • Trade-In Value: If you have a vehicle you plan on trading in, head over to our value your trade tool to get a good idea of what your current vehicle is worth. That, similar to down payment, will also be deducted from the amount you finance.
  • Interest Rate: Your interest rates will vary based on your credit score. Want to see what rate you qualify for? Apply for financing online now!

Once you’ve provided all of the above information, featuring out what your estimated monthly car payments will be is as easy as hitting “calculate”!. Looking to hit a certain number for your monthly payment? Play around with the inputs above until you get what you need! You may find you need to find a cheaper vehicle or put more money down. Then again, you could also increase your loan term or negotiate on the vehicle price!

Finance with University Mazda Today

Now that you’ve learned more about what goes into calculating estimated monthly payments for your next new Mazda or used vehicle, we invite you to contact us at University Mazda with any additional questions you may have about our car finance payment calculator or how to best take advantage of it. We can’t wait to hear from you!

  • 2021 MAZDA3 Sedan & Hatchback Color Choices

    Whether you’re more interested in the 2021 Mazda3 sedan or the 2021 Mazda3 Hatchback, one thing is for sure: you’ll have plenty of color options to choose from, inside and out! So, what exactly are the 2021 Mazda3 colors? We’re about to delve into the Mazda3 exterior colors and interior colors for the new model…

  • 2021 MAZDA CX-9 Interior

    The new 2021 Mazda CX-9 is one of the most capable and stylish family-friendly crossover SUVs you’ll find on Rio Rancho or Santa Fe streets. It also happens to be one of the most spacious! From its roomy dimensions to its cutting-edge interior features, the 2021 Mazda CX-9 is a moveable sanctuary-on-wheels that’s poised to perform. Want…

  • 2021 MAZDA CX-9 Towing Capacity Details

    Wondering to yourself, “How much can a Mazda CX-9 tow?” University Mazda is here to give you answers! The 2021 Mazda CX-9 is capable of towing up to 3,500 pounds with either front-wheel drive or all-wheel drive.* That’s plenty of towing power to tow a small boat or even a trailer around Rio Rancho with ease. But does…